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Synchrony bank google store financing10/13/2023 How long do hard inquiries stay on your credit report? Unlike hard inquiries, soft inquiries don’t impact your credit score, so they won’t harm your overall credit health. Soft inquiries occur when a company checks your credit history as part of a background check, or when a credit card issuer or lender checks your credit to prequalify you for an offer. Although a hard inquiry might only cause your credit score to drop by a few points, having multiple hard inquiries within a short period can negatively affect your credit score. Examples include applying for mortgages, car loans, credit cards, insurance policies, or even some job applications. Hard InquiriesĪ hard inquiry typically occurs when you apply for new credit, and the lender or creditor runs a credit check. Both types of inquiries serve different purposes and have distinct impacts on your credit score. Understanding the difference between hard and soft inquiries is crucial when examining your credit report. Synchrony Bank, a prominent financial institution, issues the Google Store credit card, which allows customers to finance their Google product purchases, such as smartphones, laptops, and smart home devices. SYNCB/Google represents a partnership between Synchrony Bank and Google, specifically pertaining to the Google Store credit card. SYNCB/Google: The Connection Between Synchrony Bank and Google In this article, we’ll shed some light on what SYNCB/Google stands for and its impact on your credit score. When reviewing your credit report, you might come across SYNCB/Google and wonder what it means.
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